4000.1: FHA Single Family Housing Policy Handbook

HUD Handbook 4000.1 >> 4000.1: FHA Single Family Housing Policy Handbook

HUD Handbook 4000.1, also known as the Single Family Housing Policy Handbook, is the official guide to the FHA mortgage-insurance program. Most sections of the guide take effect on September 14, 2015. The handbook is available as a PDF document on the HUD.gov website. On this website, we have converted that document into HTML web pages for easier navigation and searching.

Table of Contents


I. Doing Business With FHA

A. FHA Lenders and Mortgagees
1. Types of Program Approvals
2. Types of Approved Mortgagees
3. Application and Eligibility Requirements for Approval
4. Branch Offices
5. Supplemental Mortgagee Authorities
6. Post-Approval Operations
7. Post-Approval Changes
8. Annual Recertification
9. Voluntary Withdrawal of FHA Mortgagee Approval
B. Other Participants
1. Appraisers
2. 203(k) Consultants
3. Direct Endorsement Underwriters
4. Nonprofits and Governmental Entities


II. Origination Through Post-Closing / Endorsement

A. Title II Insured Housing Programs Forward Mortgages
1 (a). Origination: Applications and Disclosures
1 (b). General Mortgage Insurance Eligibility
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